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How To Find Small Business Grants and Loans

Funding Sources For Business GrantsA simple search of the Internet will produce a wide assortment of grant opportunities. There are state and local organizations that want to help small business owners succeed in their entrepreneurial start-ups. However, caution is advised.  Do not believe every opportunity you see. There are many scammers out there who would like nothing better than to take the money right out of your hands during a time when you need the finances most.

According the U.S. Department of Health and Human Services, a genuine online resource that serves as “a central storehouse for information on over 1,000 grant programs and provides access to approximately $400 billion in annual awards” is www.grants.gov. Although this site does not exclusively include small business grants, there are valid opportunities available.

Women business owners may find the grants that they are seeking finances for through several web sites that are excellent grant resources. There, women entrepreneurs can access various grant opportunities both state by state, as well as by specific diverse group. The funds could either aid in the start up costs of a new business or help a business currently in operation to fund a new program.

If you happen to live in the United Kingdom or Ireland, J4B’s web site offers over 4,500 financial programs that include those pertaining specifically to small businesses. The site is updated daily and gives you the option to have updates sent to you via email when new grants arise that match your business needs. The web site also includes helpful information regarding deadlines and funding success, among other topics.

In addition to using the Internet as a resource for finding a grant, there are also books available that list hundreds of grant opportunities. Many of these are divided into sections or categories, making it easier to locate the specific grants that may apply to your business. Although these books are obviously widely available for purchase, you can often find the same or similar books at a public library, enabling you to peruse the various opportunities at no cost to you.


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